What does an inspection tell me that a quote does not?
What state the roof is in, independent of a job. A quote describes work someone wants to do; an inspection describes the roof, including the parts that are fine. On a roof you are being advised to replace, that difference is the whole point of paying for a look.
It also gives you a record with dates and photographs, which is useful for an insurer, a buyer, a seller or simply for comparing against the same roof in three years.
Ask for the photographs and for plain reasons. A report that says the membrane is at the end of its life should show you why: the splits, the ponding marks, the cut that came up wet. A report that says it without evidence is a sales document.
What gets checked on a rowhouse roof specifically?
The drainage first. The city's homeowner guide puts the fall at a minimum of a quarter inch per foot toward a drain that may exit as a parapet or cornice scupper, or toward a rear gutter. Then the parapet and party-wall terminations, the patching history, and the deck underfoot.
Ponding evidence is read even in dry weather, because tide marks, silt lines and the pattern of granule loss show where water has been sitting. A roof that has been ponding for years will show it long after the puddle has gone.
The number and quality of previous repairs is the other local indicator. Three generations of patching around one drain says more about the roof's prospects than the condition of the open field does.
Should I get an inspection before buying here?
On an older attached house, yes. The roof is behind a parapet where no one sees it from the street, the outlet is shared with nothing and vital to everything, and the party-wall terminations are the most common point of failure. None of that is visible from a kerbside look.
It is also worth asking the designation question at the same time. On a property in a historic district or on the Philadelphia Register, future roof work visible from the public right-of-way may need Historical Commission review before L&I issues a permit, which affects what any later job will involve.
If you want to understand the housing type before you look at a specific roof, our Philadelphia rowhouse flat roof guide explains how these roofs are built and how they fail.
How often is an inspection worth doing?
Yearly on an older low-slope roof is sensible, plus a look after any heavy storm. The drainage path deserves more frequent attention than the roof as a whole, because outlets fill gradually with leaf litter, seed and roof granules until one storm finds the margin gone.
Timing matters more than frequency. Before winter is the most useful single visit, since Philadelphia gets some snow most winters in widely varying totals, and a restricted outlet going into a freeze is the one that overflows on the thaw.
A regular look also makes the big decisions cheaper. Catching a lifting termination or a cracked coping early turns a replacement conversation into a repair, and repairs on a roof whose history is documented are quicker to scope.